Disclaimer

Debt Relief Florida

TERMS OF SERVICE

Thank you for using a Debt Relief Florida (DRF) related website. Access to and use of (DRF) sites is provided subject to the following Terms of Service:

These Terms of Service apply to this website, and (DRF). In addition, (DRF) owns several other domain names and have appointed independent contractors (IC) that may have domain names point to this site, and we will from time to time add new sites that may or may not be listed in the Terms of Service.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS YOU'RE USE OF THIS SITE, ITS SERVICES AND ANY OTHER (DRF) SERVICES CONSTITUTES ACCEPTANCE OF THESE TERMS OF SERVICE. BY ACCESSING OR USING ANY PART OF THE WEB SITE OR THESE SERVICES, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THESE TERMS OF SERVICE. IF YOU DO NOT AGREE WITH ALL OF THE TERMS OF SERVICE SET FORTH BELOW, YOU MAY NOT USE ANY PORTION OF THE WEB SITE OR THESE SERVICES.

(DRF) may, in its sole discretion, modify or revise these Terms of Service at any time by updating this web page. You are bound by any such modification or revision and should therefore visit this page periodically to review the terms. (DRF) is registered in the State of Florida. All references, protections, benefits and limitations of liability set forth in these Terms of Service and applicable to (DRF) apply equally to its affiliates, associates, partners, independent contractors, etc.

1. Services

(DRF) is a marketing company. (DRF) provides a service that allows our independent contractors (IC) the opportunity to help you evaluate your situation and options regarding your responsibility, fulfillment of paying off your financial obligations to your creditors. Although each (IC) is well informed to present available options to our potential client base, (DRF) cannot assume responsibility for the actions or (lack thereof) choices or methods any person may choose in fulfilling their financial obligation with their creditors. We cannot assume responsibility of the actions, words, expressions, suggestions or lack (thereof) of any of our independent contractors. When evaluating you're options and making informed decisions' regarding your own financial needs it always best to consult with a licensed attorney, CPA or personal financial advisor. We value our integrity as a company and individuals; we are committed to providing you with a positive experience. It is impossible to make claims in advance about what is going to happen with your creditors, without knowing the specifics of each individuals situation. Every person is different so we don't claim to reduce debts by a certain amount. We can only share with you what years of overall experience of specific services & companies have been and what their underwriting/reserve requirement expectations maybe for each client on an individual basis. Ultimately it is your decision and an attorney is most qualified to provide you the information you need to get the results you desire.

If for any reason, you are not completely satisfied with our service, please call us at: 941-587-5300 or email us and we will do what we can to satisfy you.

2. No Financial or Legal Advice

This website or its related websites owned and operated by (DRF) do not provide legal, tax or investment advice. If a client needs legal advice, legal expertise or needs to make court filings, they must seek the advice of a licensed attorney. Individual program results may vary.

Any financial or other relationship entered into between you and any third party that arose from information received or accessed through this Web Site or (DRF) is solely between you and the third party. (DRF) is not a party to your conversations and in some cases agreements and you assume sole liability for any such agreements.

The information contained at our Web Site and/or any advice or comments made by any agent or employee of (DRF) are intended only to educate and assist clients, applicants, visitors, and the like, in various areas of finance, including debt management or debt negotiation services. This information is provided for informational purposes only and is not meant to be a substitute for professional counseling and advice from certified legal or financial professionals. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you.

Should you have a dispute with any of (DRF) affiliates, associates, independent contactors, suppliers that you are working with, you must address such dispute to the that individual, company, or entity directly, and you hereby agree to release (DRF) (and our employees and agents) from any damages or claims (including consequential and incidental damages) of every kind or nature, suspected and unsuspected, known and unknown, and disclosed or undisclosed, arising out of or in any way connected with such disputes and your dealings with individuals or organizations.

3. Your Use of (DRF) Services

You agree that by clicking the submit or similar button or completing a quote request, you are establishing a business relationship with (DRF) and its affiliated individuals or organizations and thus agree to be contacted by (DRF) and individuals or 3rd party clients with which it contracts. You are representing that you have the authority and are authorizing us or our partners to contact any telephone number you entered even if the entered telephone number is currently on a federal, state, or other Do Not Call list. By submitting a quote request, you expressly consent to being contacted by us and by affiliated individuals or organizations via phone, fax, email, mail or other reasonable means, at any of your contact numbers or addresses. These contacts are necessary so that that we may provide the services set forth on our site, to service your account, to reasonably address matters pertaining to your account or for other reasonable purposes related to our business.

It is agreed that your use of (DRF) services is for debt settlement informational purposes and not for any other purpose including advertising or competitive intelligence. You acknowledge that (DRF) screens your requests and has the right (but not the obligation) in our sole discretion to deny any request that is in violation of these Terms of Service.

If it is determined or suspected by (DRF) in its sole discretion that you are misusing or attempting to misuse or circumvent the (DRF) services or system, or are using or attempting to use it for any inappropriate purposes, including but not limited to activities such as hacking, fraud, advertising, or spamming, (DRF) reserves the right, in its sole discretion, to immediately terminate your access without notice and to instigate without notice appropriate legal actions or proceedings to seek appropriate remedies and/or damages, including but not limited to lost revenue, repairs, legal fees, costs and expenses, and to seek injunctions or other equitable remedies.

4. Information You Provide To Us

When using (DRF) services, you will be prompted to disclose certain information about yourself and your personal situation. This information will be sent to matching individuals or organizations who will need this information to respond to you. You promise that you will only complete a quote request for yourself. You promise that you are at least 18 years of age. You promise that all information you provide will be accurate, current and truthful to the best of your knowledge. If you provide any information that is untrue, not current or incomplete, or (DRF) has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, (DRF) has the right to refuse you any current or future use of the (DRF) services in its sole discretion. You are responsible for any use of the (DRF) services by persons to whom you intentionally or negligently allow access to your account. Your acceptance of these Terms of Service indicates that you expressly consent to our use and disclosure of your personal information in accordance with our Privacy Policy.

5. Password Security

You acknowledge and agree that you will be solely responsible for maintaining and ensuring the security of any and all passwords you obtain from (DRF) or its (IC)'s in connection with your profile, and you will be directly responsible for all conduct, acts and omissions on the part of any and all person who have access to and utilize your password(s) (including without limitation, all submissions of Business Information through the use of such password(s)).

6. Your Use of (DRF) Content

(DRF) also provides content including but not limited to text, software, photographs, graphics, data, and other material ("Content") that are protected by copyright and other laws in both the United States and elsewhere. The Content includes both content owned or controlled by the (DRF) and content owned or controlled by third parties and licensed to (DRF). (DRF) authorizes you to view but not download a single copy of the Content on the site solely for your personal, non-commercial use. You may not sell or modify the Content or reproduce, display, publicly perform, distribute, or otherwise use the Content in any way for any public or commercial purpose without the written permission of (DRF). As a condition of your use of this site, you warrant that you will not use this site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Use of (DRF) content for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

7. Links to Third Party Sites

There are links in the (DRF) web site that will let you leave (DRF) web site. The linked sites are not under the control of (DRF). Some external links may produce information that some people find objectionable, inappropriate, or offensive. (DRF) is not responsible for the content, accuracy, relevancy, copyright compliance, legality, or decency of any material contained on any linked site or any link contained in a linked site, or any changes or updates to such sites. (DRF) is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by (DRF) of the site.

We reserve the right to disable links to or from third-party sites to our Site, although we are under no obligation to do so. This right to disable links includes links to or from advertisers, sponsors, and content partners that may use our Marks as part of a co-branding relationship.

8. Upgrades, Support and Notices

From time to time, (DRF) may send you information and offers about upgrades, documentation, special announcements and other services offered by (DRF). You acknowledge and agree that (DRF) has the right to do so. If you do not wish to receive these communications, you can choose to opt out of these communications by changing your notification preferences as described in our Privacy Policy. Notwithstanding the foregoing, under no circumstances will (DRF) or any of its individuals or organizations have any obligation to provide you with upgrades, enhancements, modifications, or support for the Services provided.

9. Warranty Disclaimer and Limitation of Liability

(DRF) does not fully evaluate any company, organization, or individual, or their respective offers, that are accessible through this Web Site. While we use some care in selecting our associates and affiliates, we make no express or implied warranties or representations, nor are we liable for direct, indirect or consequential damages arising in connection with respect to the programs, services or any products accessed through this Web Site. Any financial or other relationship entered into between you and any third party that arose from information received or accessed through this Web Site or (DRF) is solely between you and the third party. (DRF) is not a party to your agreements and you assume sole liability for any such agreements. THE WEB SITE, INCLUDING ALL CONTENT MADE AVAILABLE ON OR ACCESSED THROUGH THE WEB SITE, IS PROVIDED "AS IS". TO THE FULLEST EXTENT PERMISSIBLE BY LAW, (DRF) MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THE WEB SITE. FURTHER, (DRF) DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. (DRF) DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE WEB SITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. (DRF) SHALL NOT BE LIABLE FOR THE USE OF THE WEB SITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN. IN NO EVENT WILL (DRF) BE LIABLE UNDER ANY THEORY OF TORT, CONTRACT, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR ANY LOST PROFITS, LOST DATA, LOST OPPORTUNITIES, COSTS OF COVER, EXEMPLARY, PUNITIVE, PERSONAL INJURY/WRONGFUL DEATH, SPECIAL, INCIDENTAL, INDIRECT OR OTHER CONSEQUENTIAL DAMAGES, EACH OF WHICH IS HEREBY EXCLUDED BY AGREEMENT OF THE PARTIES REGARDLESS OF WHETHER OR NOT EITHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. If any part of these warranty disclaimers or limitations of liability is found to be invalid or unenforceable for any reason, then our aggregate liability for all claims under such circumstances for liabilities that otherwise would have been limited, shall not exceed the greater of fifty dollars ($50.00) or the amount paid by you to (DRF) for your use of any services.

10. Indemnification

You agree to indemnify (DRF), and its subsidiaries, independent contractors, affiliates, officers, employees, agents, and co-branders (hereinafter "(DRF) Indemnified Parties") and hold them each harmless from any and all claims or demands, including attorney's fees, made by any third party due to or arising from your use of the (DRF) services or connection to the (DRF) web site or your violation of the Terms of Service, or arising from your violation of any rights of a third party. The Terms of Service will inure to the benefit of (DRF) successors, assigns and licensees. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. The failure of (DRF) to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the (DRF) services or the Terms of Service must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms of Service are for convenience only and have no legal or contractual effect.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and (DRF) as a result of this agreement or use of this Web site.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and (DRF) as a result of this agreement or use of this Web site.

11. Contract Formation

These Terms of Service are held to form a contract (hereinafter "Agreement")between You and (DRF), and supersede any other oral or written agreements, regarding the subject matter of these Terms of Service. Any terms varying from these Terms of Service in any communication (written, electronic or otherwise) from either You or (DRF) are void. (DRF) may assign any of its rights or obligations under these Terms of Service .You may not assign any of Your rights or delegate any of Your obligations under these Terms of Service without prior written consent of (DRF). These Terms of Service will be binding on and inure to the benefit of You and Your successors. Except as otherwise set forth in these Terms of Service, neither you nor (DRF) will lose any of its rights under these Terms of Service even if it does not enforce a right or delays in enforcing a right. If any provision of these Terms of Service is held by a court, regulatory agency, or arbitrator of competent jurisdiction to be unenforceable, it will be deemed amended in order to achieve as closely as possible the same effect as originally drafted, and the rest of these Terms of Service will remain in full force and effect and will not be affected.

12. Confidentiality / Right To Disclose

With respect to all communications you make to (DRF) regarding (DRF), including but not limited to feedback, questions, comments, suggestions and the like: With the exception of your non-public personal information(a) you shall have no right of confidentiality in your communications and (DRF) shall have no obligation to protect your communications from disclosure; (b) (DRF) shall be free to reproduce, use, disclose and distribute your communications to others without limitation; and (c) (DRF) shall be free to use any ideas, concepts, know-how, content or techniques contained in your communications for any purpose whatsoever, including but not limited to the development, production and marketing of products and services that incorporate such information.

13. Privacy Policy

We have published a privacy policy. Use of our Site is also subject to the Terms of Service of our Privacy Policy. The privacy policy is hereby incorporated by reference into this Agreement as if fully set forth herein.

14. Governing Law

The laws of the State of FLORIDA shall govern this Legal Statement. YOU HEREBY EXPRESSLY CONSENT TO EXCLUSIVE JURISDICTION AND VENUE IN THE COURTS LOCATED IN SARASOTA, FLORIDA FOR ALL MATTERS A RISING IN CONNECTION WITH THIS LEGAL STATEMENT OR YOUR ACCESS OR USE OF THE WEB SITE OR THE Debt Relief FloridaSERVICES.

15. International Access

Our Web Site is provided from the United States of America and all servers that make it available reside in the U.S.A. The laws of other countries may differ regarding the access and use of the Web Site. We make no representations regarding the legality of this Web Site in any other country and it is your responsibility to ensure that your use complies with all applicable laws outside of the U.S.A.

This agreement constitutes the entire agreement between you and (DRF) with respect to this site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and (DRF) with respect to this site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.